Products/Working Capital
01

Working Capital

Fast, flexible cash to cover payroll, inventory, and the gap between invoice and payment.

Range
$25K – $5M
Terms
3 – 24 months
Speed
As fast as 24 hours
The product

Working capital keeps the lights on between the sale and the wire. We place short-term facilities designed to smooth cash cycles — not to be paid back on a real-estate schedule. Structures range from daily and weekly ACH to revenue-based, invoice factoring, and merchant cash advances, priced against your actual cash conversion cycle.

What we deliver

  • Term sheets in 24 – 48 hours with a bank statement package
  • Weekly or monthly remittance options — no daily debits required
  • Renewal & consolidation baked into every placement
  • No collateral for most facilities under $500K

Fits best when

  • Payroll cycles falling ahead of AR
  • Seasonal inventory buys
  • Bridge to a term loan, SBA close, or a receivable
  • Consolidating stacked short-term debt
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No hard credit pull. No obligation.